http://articles.citringroup.com/Personal-Finance.id.99.htm Tue, 19 Aug 2008 21:58:13 -0500 FeedCreator 1.7.2 http://articles.citringroup.com/images/citrin_logo_88x18.gif http://articles.citringroup.com 88 18 Feed provided by articles.citringroup.com. Click to visit. http://articles.citringroup.com/The-Will-Dont-Be-Caught-Dead-Without-One.id.1223.htm The Center for Disease Control and Prevention recently reported that by the year 2030 the number of older Americans will have more than doubled to 70 million! The United States is truly on the brink of a longevity revolution. Personal Finance Fri, 30 May 2008 00:00:00 -0500 http://articles.citringroup.com/Doing-The-Math-on-Credit-Card-Rewards.id.1221.htm With the increasing popularity of credit cards in America, it's no surprise that credit card companies and banks continue to flood the market with all manner of cards--rewards credit cards, cash back credit cards, 0% APR credit cards--all in an effort to Personal Finance Wed, 28 May 2008 00:00:00 -0500 http://articles.citringroup.com/How-To-Create-Your-Own-Emergency-Fund.id.1220.htm Do unexpected car repairs, quarterly insurance payments or unexpected medical bills find you hard pressed to squeeze even one more dollar out of an already stretched monthly budget? These are inevitable expenses and sometimes can put you under a stress co Personal Finance Tue, 27 May 2008 00:00:00 -0500 http://articles.citringroup.com/Financial-Responsibility.id.1219.htm What is financial responsibility? Is it making money, being thrifty, having a budget, paying bills on time, getting a job? Or is it much more than this? Responsibility as defined in the dictionary is – being the primary ... Personal Finance Mon, 26 May 2008 00:00:00 -0500 http://articles.citringroup.com/How-You-Can-Pay-Yourself-First.id.1218.htm It's the beginning of 2007, the beginning of a new year. It is also a time when you start to make resolutions or goals for a brand new year. I am sure among them you might have some that are related ... Personal Finance Sun, 25 May 2008 00:00:00 -0500 http://articles.citringroup.com/How-Much-Is-Your-Credit-Score-Costing-You.id.1217.htm I hate to say it but simply paying your bills on time is not good enough anymore. It used to be that all you had to do to have good credit was make sure you paid all your bills on time. Today, this i... Personal Finance Sat, 24 May 2008 00:00:00 -0500 http://articles.citringroup.com/The-Sneaky-Ways-Creditors-Get-You-To-Pay-More-On-Your-Credit-Cards.id.1216.htm Ever feel like you just can’t pay off your debt quick enough? Here are some ways your credit card creditor may be holding you down. Increasing your credit card interest rates Do you walk out to you... Personal Finance Fri, 23 May 2008 00:00:00 -0500 http://articles.citringroup.com/The-Fine-Print-on-Long-Term-Care-Insurance.id.1215.htm "If I would have known I was going to live this long I would have taken better care of myself!" That funny line isn't so funny when you're facing a health crisis without the funds to deal with it. He... Personal Finance Thu, 22 May 2008 00:00:00 -0500 http://articles.citringroup.com/Essential-101-Guide-to-Better-Invest-your-MONEY.id.1214.htm Your Essential Starter Guide to INVESTING MONEY!! If you have been working for some time, you probably have accumulated some form of savings, and the first mistake we don't want to make is to let th... Personal Finance Wed, 21 May 2008 00:00:00 -0500 http://articles.citringroup.com/The-Most-Used-Methods-of-Resolving-a-Foreclosure.id.1213.htm The three most frequently used methods to resolve foreclosure are loan reinstatement, forbearance agreement, or loan modification. While there are numerous other specific ways to stop foreclosures, t... Personal Finance Tue, 20 May 2008 00:00:00 -0500 http://articles.citringroup.com/Will-You-Ever-Have-to-Pay-a-Deficiency-Judgment-From-a-Foreclosure.id.1212.htm When a foreclosure is finished and the home is sold or assessed by an appraisal, for the loss on the mortgage, the deficit amount the bank will not get back from the mortgage balance and expenses due... Personal Finance Mon, 19 May 2008 00:00:00 -0500 http://articles.citringroup.com/Invest-In-Yourself-Your-Career-Future-Income-Stream-Education-And-Training.id.1211.htm The advice often given to young couples starting off in life is “Not to buy what you cannot afford”. The same basic advice should be heeded by many. If you cannot afford it- then do not buy the item.... Personal Finance Sun, 18 May 2008 00:00:00 -0500 http://articles.citringroup.com/ETFs-Funds-And-Shares-What-Are-They-And-What-Are-Their-Benefits.id.1210.htm Exchange Traded Funds, better known by many investors as iShares, the brand owned by Barclays Global Investors ('BGI') have been around in the UK since April 2000, with the launch of the iFTSE100 on ... Personal Finance Sat, 17 May 2008 00:00:00 -0500 http://articles.citringroup.com/Understanding-the-Mortgage-Meltdown-What-happened-and-Whos-to-Blame.id.1209.htm People are losing their homes and many more will lose their jobs before the mortgage meltdown works its way through the system. Personal Finance Fri, 16 May 2008 00:00:00 -0500 http://articles.citringroup.com/4-Steps-to-Financially-Surviving-a-Recession.id.1208.htm Families are financially bleeding as your reading this. Are you going to be next or are you going to survive this financial crisis. Here are simple 4 steps you can do now to survive this drought. Personal Finance Thu, 15 May 2008 00:00:00 -0500 http://articles.citringroup.com/I-Am-A-Millionaire-Now-It-Is-Different-Than-I-Thought-It-Would-Be.id.1207.htm I have recently crossed a financial threshold - I am a millionaire. Here are some thoughts on how it feels to be one and what I did to become one. Personal Finance Wed, 14 May 2008 00:00:00 -0500 http://articles.citringroup.com/Are-The-High-Gas-Prices-Eating-At-Your-Wallet.id.1206.htm I don't know about you, but the continued increase in the cost of gas that we are paying at the gas pump is kicking me where it hurts! What's that you say? I say in my wallet and I'm sure you may be feeling this same pain as well. Personal Finance Tue, 13 May 2008 00:00:00 -0500 http://articles.citringroup.com/Fast-Easy-Tips-for-Saving-Food-Costs.id.1205.htm With food costs going up at an alarming rate, some foods such as rice are already being rationed in parts of the country. There is no relief in sight as food inflation continues to rise at 4.5% per year. Personal Finance Mon, 12 May 2008 00:00:00 -0500 http://articles.citringroup.com/Credit-Repair-What%92s-The-Score.id.1224.htm So Many Scores Credit scores can be confusing. FICO, TrueCredit, PLUS, Beacon, and Empirica scores are all in daily use. Why are there so many scores? A nationally recognized credit repair expert ex... Personal Finance Mon, 12 May 2008 00:00:00 -0500 http://articles.citringroup.com/How-To-Create-A-Budget-That-Works.id.1204.htm If you are planning to control your finances, set aside some money in a savings account or simply to get out of debt, you need to start off by creating a budget. Here are some tips to get you started. Personal Finance Mon, 05 May 2008 00:00:00 -0500 http://articles.citringroup.com/Personal-Financial-Freedom-Sticking-To-Your-Personal-Financial-Budget.id.1203.htm To achieve personal financial freedom people must live within their means and be financially responsible. In order to do this we must creat a personal finance budget and then stick to it. Personal Finance Sun, 04 May 2008 00:00:00 -0500 http://articles.citringroup.com/5-Tips-For-Managing-Your-Family-Finances-Successfully.id.1202.htm The need to manage your family finances successfully is important to ensure that you can maximize your financial resources. With good management and a plan like a family budget, these ensure that every cent you earn is well spent. Personal Finance Sat, 03 May 2008 00:00:00 -0500 http://articles.citringroup.com/4-Steps-to-Financially-Surviving-a-Recession.id.1201.htm Families are financially bleeding as your reading this. Are you going to be next or are you going to survive this financial crisis. Here are simple 4 steps you can do now to survive this drought. Personal Finance Fri, 02 May 2008 00:00:00 -0500 http://articles.citringroup.com/Coping-With-Soaring-Food-Prices.id.1200.htm Sometimes what happens to us is out of our control, but we have to stay in control in order to work through the difficulty. Yes, the United States is the largest consumer of energy on the planet, but China with a population of more than four times that of Personal Finance Thu, 01 May 2008 00:00:00 -0500 http://articles.citringroup.com/Ways-To-Save-Money-From-Your-Household-Bills.id.1195.htm The best advice to save money is to save money. There are many little things you can do to shave and save a few dollars here and there. Out of every paycheck, put 5 or 10 dollars into a savings account. Every time you get a raise bump up the amount you de Personal Finance Sun, 09 Mar 2008 00:00:00 -0500 http://articles.citringroup.com/11-Reasons-Why-Youll-Want-to-Live-on-a-Budget.id.1191.htm To some people, budget is a 4-letter word! When used correctly, a budget is a tool that helps you know where you're going and how you're getting there financially. As our economy struggles, there has never been a better time to get your finances under con Personal Finance Wed, 05 Mar 2008 00:00:00 -0500 http://articles.citringroup.com/Release-Yourself-From-The-Burden-Of-Debt.id.1187.htm Do you feel like you are in debt prison? Are you in financial turmoil wondering how you can continue to keep everything from imploding on you? Did you know that there were actually debtor prisons in ... Personal Finance Sat, 01 Mar 2008 00:00:00 -0500 http://articles.citringroup.com/Six-Things-Your-Current-Financial-Advisor-May-Not-Want-You-To-Know.id.1186.htm When we initially engage a new client and have delivered their new financial plan, we often hear the question "Why didn't my old advisor tell me that?" While there are thousands of incredibly talented and ethical advisors out there, not all advisors will Personal Finance Fri, 29 Feb 2008 00:00:00 -0500 http://articles.citringroup.com/Have-More-Money-in-Your-Pocket-With-These-Financial-Tips.id.1181.htm There are a number of different options you can take when it comes to learning more about finances. The most important is probably have some good common sense. The trick is to focus in on your goals and find solutions to what's holding you back from havin Personal Finance Mon, 25 Feb 2008 00:00:00 -0500 http://articles.citringroup.com/Save-13-or-More-on-Your-Grocery-Bill.id.1177.htm Who doesn't want to save money in these soft economic times? One way to do it is to cut your spending on groceries. No, I am not talking about clipping coupons, although that is a way if you don't mind taking the time to look and clip. Frankly, I don't ha Personal Finance Thu, 21 Feb 2008 00:00:00 -0500